Terms and Conditions

 

1. Introduction

 

Welcome to KAYO DANIEL FZCO (“we,” “our,” or “us”), operating at www.learnwithkayo.com (“Website”). These Terms and Conditions (“Terms”) govern your access to and use of our Website, digital products, and services. By accessing this Website or making a purchase, you agree to be bound by these Terms.

 

If you do not agree to these Terms, you must not use this Website or purchase any products or services.

 

2. Nature of Digital Products and Services

 

Our offerings include, but are not limited to, online courses, video tutorials, downloadable resources, templates, and related digital services. All products are delivered digitally and are available for immediate access upon purchase.

 

Key Points:

 

 • Single-User License: Purchases grant a non-transferable, non-exclusive license to access the digital product or service for personal use only.

 • Access: Materials are accessible directly via your account on www.learnwithkayo.com.

 

3. Use of Website and Materials

 

By using this Website, you agree to:

 1.Access and use the materials for personal, individual learning purposes only.

 2. Maintain the confidentiality of your login credentials and account.

 3. Not share, distribute, or resell course materials or access.

 

Prohibited Actions:

 

You may not:

 • Copy, modify, or reproduce materials without authorization.

 • Use materials for public or commercial display.

 • Attempt to hack, decompile, or reverse-engineer any part of the Website.

 • Share or transfer your account access with others.

 

Violation of these restrictions may result in:

 • Immediate termination of your access to materials without a refund.

 • Potential legal action to protect intellectual property rights.

 

Unauthorized Use & Competitive Intent

 

By purchasing this course, you agree that:

 • The course materials are for personal learning only and cannot be used for commercial, instructional, or competitive purposes.

 • Access may be revoked without a refund if we determine that:

 1. The course was purchased on behalf of another person who intends to replicate, redistribute, or resell similar content.

 2. The purchaser is actively involved in creating a competing product using insights, strategies, or materials from this course.

 3. Any other breach of intellectual property rights or misuse of course content is identified.

 

We reserve the right to take legal action for copyright infringement and competitive misconduct if any of the above conditions are violated.

 

4. Refund Policy

 

Due to the immediate and irrevocable delivery of digital products and services:

 • All Sales Are Final: No refunds, cancellations, or exchanges are permitted once a purchase is made.

 • Waiver of Refund Rights: By completing your purchase, you expressly waive any rights to refunds or cancellations, including those outlined under international consumer protection laws, such as the EU Directive on Consumer Rights, Article 16(m).

 • Limited Exception: Refunds will only be considered if:

 • A technical issue on our end prevents access to the purchased product.

 • Such an issue cannot be resolved within 14 business days after written notification to [email protected].

Installment Payments

If you choose to pay via an installment plan, you are obligated to complete all scheduled payments as agreed upon at checkout.

 • Canceling an installment does not cancel product access, nor does it entitle you to a refund.

 • By enrolling in an installment plan, you agree to fulfill all remaining payments, regardless of course completion status.

 

Failure to complete installment payments may result in:

 1. Revocation of access to the course and future products.

 2. Legal action or debt collection measures to recover outstanding payments.

Legally Binding Agreement 

 

By completing your purchase, you acknowledge and agree that you are entering into a legally binding contract with KAYO DANIEL FZCO. This contract includes a non-refundable policy and an obligation to complete all payments if purchased through an installment plan.

 

Your payment constitutes a final sale, and you waive any rights to cancellations, refunds, or chargebacks, except in cases of technical errors on our part that prevent product access.

 

Chargebacks & Payment Disputes

Filing a chargeback or payment dispute without a valid reason violates these Terms & Conditions and will be considered an attempt to obtain services fraudulently.

 • If a chargeback is filed after accessing any part of the course, we will submit evidence to the payment processor, including proof of login activity, course completion progress, and agreement to our no-refund policy.

 • We reserve the right to take legal action against fraudulent chargebacks and may pursue collection efforts for unpaid balances in installment plans.

 • Users who initiate an unauthorized chargeback may be permanently banned from purchasing any future products or services.

5. Delivery of Digital Products and Services

 

Upon successful payment:

 • Access to the purchased digital product or service will be granted immediately via the registered account or email provided at checkout.

 • You are responsible for ensuring that your device meets the technical requirements necessary to access the content.

 

If you encounter any access issues, you must notify us within 7 days of purchase. Failure to do so will result in forfeiture of any claims related to access.

 

6. Privacy and Data Protection

 

We are committed to safeguarding your personal information:

 • Information Collected: Name, email address, and other details necessary for account creation and course delivery.

 • Data Security: Personal data is stored and processed securely using our chosen platform, Kajabi. While we implement robust security measures, you are responsible for ensuring compliance with local privacy laws.

 • Cookies: Our Website uses cookies to enhance functionality. You can manage cookie preferences through your browser settings.

 

For more details, please contact us at [email protected].

 

7. Intellectual Property Rights

 

All materials provided on this Website, including videos, text, images, and designs, are the intellectual property of KAYO DANIEL FZCO.

 • Unauthorized use, reproduction, or distribution of materials is prohibited.

 • Legal action may be pursued for infringement of intellectual property rights.

 

8. Limitation of Liability

 

To the fullest extent permitted by law:

 1. No Warranties: We make no guarantees regarding specific results from using our products or services.

 2. Liability Cap: Our liability is limited to the amount paid for the digital product or service.

 3. No Indirect Damages: We are not responsible for indirect, incidental, or consequential damages, including but not limited to loss of data, revenue, or profits.

 

9. Updates to Terms and Conditions

 

We reserve the right to modify or update these Terms at any time without prior notice. Changes will take effect immediately upon posting on the Website. It is your responsibility to review these Terms periodically.

 

By continuing to use the Website or access purchased products after changes are posted, you accept the revised Terms.

 

10. User Responsibilities

 

You are solely responsible for:

 • Maintaining the confidentiality of your account and login information.

 • Ensuring that your device meets technical requirements to access the digital products.

 • Compliance with these Terms.

 

11. Contact Information

 

For questions or concerns regarding these Terms, please contact:

 

KAYO DANIEL FZCO

Email: [email protected]

Address: Dubai Silicon Oasis, DDP Building A2, Dubai, UAE